KTC supports its credit card members in planning year-end finances with the launch of the “Year-End Insurance Privileges” campaign, designed to provide comprehensive benefits and flexibility. The campaign covers both first-year premiums and renewal-year premiums in collaboration with leading life insurance partners: Krungthai-AXA Life Insurance, AIA, FWD, and Bangkok Life Assurance. Members can enjoy special privileges when paying in full—choosing between cashback or extra KTC FOREVER points—or opt for installment plans to ease financial burdens during the year-end period. Tax deduction benefits are available for policies that meet the criteria set by the Revenue Department.

Mr. Suwat Tepprecharsakul, Head of Credit Card Marketing Division at Krungthai Card Public Company Limited (KTC), stated: “Year-end is a crucial time for Thai consumers to carefully plan their taxes. KTC has introduced this campaign to help members maximize benefits, covering both new and renewal premiums. Our goal is to make every payment rewarding while easing financial burdens and providing confidence in future financial planning.”
Special Privileges Details
Full Payment Options: Choose up to 2% cashback or up to 25% KTC FOREVER extra points
Krungthai-AXA Life Insurance
- For KTC Mastercard holders: Up to 2%* cashback without point redemption and no cap on cashback amount, or up to 25% extra points from November 1, 2025 – December 31, 2025
- For other eligible KTC cards: Up to 1.5%* cashback or up to 25% extra points from July 1, 2025 – December 31, 2025
AIA / FWD / Bangkok Life Assurance
Up to 1%* cashback or up to 25% extra points from July 1, 2025 – December 31, 2025
Details and registration conditions are as specified.
Installment Plans for First-Year Premiums:
To ease year-end expenses, members can enjoy 0% interest for up to 6 months installment for first-year premiums with Krungthai-AXA Life Insurance, AIA, and Bangkok Life Assurance under specified conditions from July 1, 2025 – December 31, 2025
Installment Plans for Renewal Premiums:
Ensure continuous coverage without disruption and manage annual expenses more flexibly. For renewal premiums with Krungthai-AXA Life Insurance and AIA, members can opt for a special interest rate of 0.60% per month for 10 months installment under specified conditions from October 1, 2025 – December 31, 2025
Purchasing life and health insurance at the end of the year offers more than peace of mind—it helps secure family stability and supports effective financial planning. For policies that meet the Revenue Department’s requirements, premiums can be claimed as tax deductions within the allowable limits, making this as ideal time for individuals to review their coverage and optimize tax benefits.
For more information, please contact KTC PHONE 02 123 5000 or visit https://ktc.promo/insurance2025. To apply for a KTC credit card, click https://ktc.today/apply-card or visit any KTC Touch branch. It is advisable for credit cardholders to use their cards responsibly and repay the full amount by the due date to avoid a 16% annual interest rate.
Symbol: KTC
