Card X Co., Ltd. (CardX), a leading credit card and personal lending provider under the SCBX Group, is enhancing its digital payment experience with the launch of Google Pay for CardX customers. The service enables holders of all CardX credit cards, SCB WEALTH Credit Card by CardX and CardX FLEX loan cards to add their cards to Google Wallet and make payments via Google Pay on Android smartphones. This gives customers a faster, more convenient and secure payment option, whether they tap to pay at contactless-enabled merchants or pay online at merchants that support Google Pay — without the need to carry a physical card or repeatedly enter card details. The launch underscores CardX’s commitment to developing payment solutions that meet the evolving needs of digital-era consumers.
The service is being introduced as digital payment adoption continues to grow in Thailand. According to the Bank of Thailand, digital payments now account for 63% of total payment transactions, while credit card spending among Thai consumers continues to rise steadily by an average of 2–3% per year. These trends point to growing demand for payment solutions that are simple, flexible and secure for everyday use.
Mr. Panya Vechbanyongratana, Chief Business and Channel Officer of Card X Company Limited (CardX), said, “CardX is committed to developing spending experiences that keep pace with rapidly changing consumer behavior, particularly the growth of digital payments and the increasing role of smartphones in everyday life. The launch of Google Pay marks another important step in expanding CardX’s digital payment ecosystem, enabling customers to use their credit cards more conveniently both in-store and online while continuing to enjoy their existing card privileges. CardX believes that a great payment experience is not only about speed, but also about simplicity, security and relevance to every spending occasion. We will continue to invest in technology and innovation to enhance our digital services and deliver seamless experiences to customers, while reinforcing CardX’s role as a financial lifestyle partner present in every spending moment.”
Google Pay on Google Wallet allows cardholders to easily turn their Android smartphones into digital wallets. By adding a CardX credit card to the Google Wallet app, customers can instantly tap to pay at merchants displaying the Contactless Payment or PayWave symbols, as well as make online payments through merchants or applications that support Pay with Google Pay. The service makes every transaction faster and more convenient by eliminating the need to take out a physical credit card or enter card details each time they make a payment.
Holders of all CardX credit cards, SCB WEALTH Credit Card by CardX and CardX FLEX loan cards using Android smartphones can start using the service immediately by opening or downloading the Google Wallet app, adding their CardX card and completing the required authentication steps. Once activated, customers can tap to pay in-store and online while continuing to enjoy card privileges, reward points and promotions in accordance with the applicable terms and conditions, just as they would when using their credit card normally.
CardX remains committed to developing payment solutions and digital services that make financial experiences more convenient, flexible and secure. The company aims to meet the needs of digital-era consumers while supporting the long-term growth of Thailand’s digital payment ecosystem.