Car4Cash, a leader in the automotive refinance market, has announced the launch of its new Q4 campaign which offering the lowest interest rate in the market starting at just 0.24% per month for customers applying for car title loans. The campaign aims to help car owners unlock the value of their existing assets, turning them into accessible funding to enhance liquidity, ease daily financial burdens, and support uninterrupted business growth.
According to a report by Krungsri Research, Thailand’s economic growth is expected to decline to 1.4% in the second half of 2025, from an estimated 2.9% in the first half of this year. Meanwhile, household debt remains high at 87.4% of GDP, continuing to weigh heavily on consumer spending. Amid these economic pressures, many consumers are seeking financial solutions that are easily accessible, transparent, and affordable. Car4Cash presents itself as an alternative that directly responds to these needs.
Mr. Pornthep Tirasuntrakul, Executive Vice President, Head of Krungsri Auto Marketing Division, Bank of Ayudhya PCL, stated, “Although the current economic conditions remain challenging and many Thais continue to struggle with high levels of household debt, Car4Cash—as the market leader in automotive refinancing—firmly believes that everyone has the potential to move forward. That’s why we are committed to supporting our customers by offering more accessible financial choices, including a newly reduced special interest rate starting from just 0.24% per month. This aims to ease financial burdens and create new opportunities for our customers, all while allowing them to retain full ownership of their vehicles. At the same time, this initiative serves as a mechanism to enhance liquidity for vehicle owners and contribute to broader economic stimulation. We remain dedicated to standing alongside car owners through every situation, reflecting our ongoing commitment to Krungsri Auto’s Sustainable Responsible Lending principle—helping to build a more stable and resilient financial society.”
Car4Cash offers a special fixed interest rate starting from 0.24% per month or 2.88% per year (for passenger cars only), providing peace of mind in financial planning with:
- High loan amounts, up to the full appraised value of the vehicle by the bank
- Fast approval within 30 minutes, meeting every need without paperwork via digital loan application through the GO by Krungsri Auto Application – convenient anytime, anywhere
- Flexible repayment terms of up to 84 months
- Clear and consistent monthly payments for better financial planning
Those interested in applying for Car4Cash, please contact Krungsri Auto Call Center at 0 2740 7400, the LINE Official Account @krungsriauto, the website at www.car4cash.com, Krungsri Auto’s
52 branches, any Bank of Ayudhya’s branch nationwide, any of Krungsri Auto’s 4,700 dealer partners nationwide, including new car, used car, and motorcycle dealers or through the Car4Cash Delivery service, where Krungsri Auto Financial Advisors can assist customers with vehicle inspections and contract signing at home.
- Fixed interest rates start from 0.24% per month, based on Car4Cash (car) product. Fixed annual interest rate from minimum 2.88% to maximum 8.17% per year (Equivalent effective interest rates: From minimum 5.47% to maximum 15% per year)
- Fixed interest rates start from 0.24% per month applies to cars from model years 2022–2025 with repayment terms not exceeding 60 installments.
- Special interest rates available for customers applying for a loan between 1 October 2025 – 31 December 2025 and completing contract approval by 31 January 2026. □ Car4Cash (car) loan services are provided by Bank of Ayudhya Public Company Limited.
- Terms and Conditions are at the discretion of the bank.
- Car4Cash Big Bike fixed interest rates start from minimum 5.50% to maximum 13.80% per year (Equivalent effective interest rates: From minimum 10% to maximum 23% per year)
- Big bikes refer to motorcycles with engine displacement from 250cc and the retail price of at least 100,000 baht when sold as brand-new.
- Car4Cash Motorcycle fixed interest rates start from minimum 12.84% to maximum 13.44% per year (Equivalent effective interest rates from minimum 22.99% to maximum 23% per year)
- Motorcycles have the engine displacement of less than 250cc, with the retail price not exceeding 100,000 baht when sold as brand new.
- Special interest rates available for customers applying for a loan between 1 October 2025 – 31 December 2025 and completing contract approval by 31 January 2026.
- Car4Cash Motorcycle services are provided by Ayudhya Capital Auto Lease Public Company Limited.
- For more information, please visit www.car4cash.com.
- Terms and Conditions are at the discretion of the lender.
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